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Best Payday Lenders in Nashville, TN

Aug. 15, 2019, 8:17 p.m.

Payday loans are small, quick loans that must be repaid in a short amount of time, typically in full by your next paycheck. In Nashville, residents use payday loans to fund emergency expenses. Our partners at ConsumerAffairs researched the best payday lenders in Nashville to help you choose the right one to get immediate cash.

Everyone deserves to make thoughtful, informed purchase decisions. The local guides provided on this website are free for consumers. NewsChannel5 may receive compensation from our partners. Learn more.

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#1
RECOMMENDED
Speedy Cash

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Speedy Cash
Speedy Cash
Features
  • Online loan application
  • Offers short-term loans
  • Line of credit loans available
  • Cash for gold services
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#2
CashNetUSA
CashNetUSA
Features
  • 10+ years of experience
  • Instant loan decision
  • Cash advances up to $500
  • Financial education tools
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#3
Advance Financial
Advance Financial
Features
  • Flex loan
  • Free bill money
  • Free money orders
  • Check cashing
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Location
2845 Lebanon Pike
Nashville, TN 37214
(615) 883-6985
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#4
Tennessee Quick Cash
Tennessee Quick Cash
Features
  • Title loans
  • Flex loans
  • Payday loans
  • Cash advance up to $4,000
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Location
6326 Charlotte Pike
Nashville, TN 37209
(615) 891-2496
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Advance America
Advance America
Features
  • M-Th: 10am - 6pm
  • F: 9am - 7pm
  • Sat: 9am - 2pm
  • advanceamerica.net
Location
4653 Nolensville Rd.
Nashville, TN 37211
(615) 834-6275
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Check 'n Go
Check 'n Go
Features
  • M-Th: 10am - 6pm
  • F: 10am - 7pm
  • Closed Sat and Sun
  • locations.checkngo.com
Location
2290 Murfreesboro Pike
Nashville, TN 37217
(615) 360-6130
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Cash Express
Cash Express
Features
  • M-F: 9:30am - 5:30pm
  • Sat: 9:30am - 2pm
  • Closed Sun
  • cashexpressllc.com
Location
6000 Charlotte Pike
Nashville, TN 37209
(615) 356-6637
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First Cash
First Cash
Features
  • M-Th: 8:30am - 5pm
  • F: 8:30am - 6pm
  • Sat: 8:30am - 1pm
  • Closed Sun
  • firstcashtn.com
Location
2548 Lebanon Pike
Nashville, TN 37214
(615) 872-8933
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Tennessee Title Loans
Tennessee Title Loans
Features
  • M: 10am - 7pm
  • T-Th: 10am - 6pm
  • F: 10am - 7pm
  • Sat: 9am - 4pm
  • Closed Sun
  • tennesseetitleloansinc.com
Location
3001 Nolensville Pike
Nashville, TN 37211
(615) 333-1525
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Exchange Finance
Exchange Finance
Features
  • M-F: 8am - 5pm
  • Closed Sat and Sun
  • exchangefinancetn.com
Location
204 B 6th Ave. N
Nashville, TN 37219
(615) 255-0391
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Community Choice Financial
Community Choice Financial
Features
  • M-Sat: 8am - 8pm
  • Sun: 11am - 5pm
  • ccfi.com/goeasymoney
Location
2326 Nolensville Pike
Nashville, TN 37211
(615) 445-2323
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Cash-N-Dash
Cash-N-Dash
Features
  • M-F: 9am - 6pm
  • Sat: 9am - 2pm
  • Closed Sun
  • titlecash.com/tennessee
Location
601 S. Main St., Ste. B
Goodlettsville, TN 37072
(615) 859-4094
Get matched today

How to get a payday loan in Nashville

Nashville Skyline

Payday loans give you funds quickly to cover unexpected costs. These small, short-term loans must be paid in full within a specific amount of time to avoid late fees.

In Tennessee, residents are able to take out a loan for a maximum of $500. Be aware that payday loans carry high-interest rates. The APR for a 14-day $100 loan in Nashville is 459 percent! In addition, there are finance fees up to 15 percent of the check's face value. Payday loans in Nashville have a maximum term of 31 days.

Residents at least 18 years old can apply online and in-store for payday loans in Nashville. Either way, you will need to have the following:

  • Government-issued photo ID
  • Social Security number
  • Proof of valid checking account, such as a debit card or pre-printed checks
  • Proof of recurring income

Collateral is not accepted or necessary to apply for a payday loan in Nashville. People with bad credit can get payday loans, so long as the application is approved and the requirements are met. You do not need to be employed to receive a payday loan in Nashville. However, you must show proof of recurring income, such as self-employment invoices, Social Security checks or other documents.

You cannot go to jail for defaulting on a payday loan, but lenders can send your account to collections. If you fail to pay collections, your case may end up in court, which results in additional court fees.

Before searching for a lender, consider payday loan alternatives, such as creating a savings plan, asking a relative for a small loan or talking with your bank about other solutions.

Speedy Cash

Speedy Cash VISIT SPEEDY CASH

Speedy Cash has several locations in Nashville in neighborhoods such as Harding Place & Antioch Pike and Melrose & Nolensville Pike. Speedy Cash customers have positive things to say about their loan experience. Many compliment their loan agents for helping them thoroughly understand the lending process.

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CashNetUSA

CashNetUSA VISIT CASHNETUSA

While CashNetUSA does not have a physical location in Music City, this online lender provides payday loans to Nashville residents. Applicants receive an instant payday loan decision. About 85% of CashNetUSA customers left a five-star review, with many citing an easy application as a major factor for their satisfaction.

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Advance Financial

Advance Financial

Advance Financial is conveniently located off Briley Parkway in Nashville. In addition to payday loan services, customers can take advantage of free bill pay and free money orders at this location. Customers say the application process was simple, straightforward and easy to understand.

Tennessee Quick Cash

Tennessee Quick Cash

With six locations in the greater Nashville area, Tennessee Quick Cash provides payday loans in neighborhoods like West Nashville, Nolensville Road and Inglewood. Customers can apply online at any time and get approved in just five minutes.

Our partners independently research and analyze the companies mentioned in our guides and work with subject matter experts to add valuable information that helps consumers make smart purchase decisions. Our partners will not include companies on these guides that do not meet specific quality standards. The compensation we receive from our partners may impact how and where companies appear on our site, including the order in which they appear.

Our partners independently research companies, and use editorial discretion to award companies with special recognition (i.e. Best Value) based on their staff’s judgement or subject matter expert’s judgement. Our partners do this to help you identify companies that will meet your specific buying needs, and do not receive compensation for these designations.