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Find the Best Car Insurance Companies in Nashville, TN

Davidson Country ranked #1 in overall crash rates in Tennessee from 2013 to 2017. Car insurance is required here and protects drivers in the case of an accident. Insurance companies consider factors such as your driving record and the type of car when quoting auto insurance rates. We researched the best car insurance in Nashville to help you choose the right agency.

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EverQuote
  • Quotes from local agents and top car insurance companies
  • Compare the lowest rates
  • Fast and free for all driving records
  • Available in Nashville
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Progressive
Overall satisfaction rating
  • Car, motorcycle, boat, RV
  • Bundle & save
  • Safe driver discount
  • Comprehensive coverage

See car insurance within your budget with the Name Your Price tool. Get a personalized rate based on your driving with Snapshot. 99% of drivers earn at least one of multiple discounts. Insures over 20 million drivers.

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Liberty Mutual
Overall satisfaction rating
  • Save up to 30% for good driving
  • Accident forgiveness
  • Teacher's insurance
  • 24/7 road assistance

Customizes car insurance so you pay only for what you need. Has add-ons for new vehicle replacement, accident forgiveness and deductible savings. Over 15 types of discounts. Use the app to get ID cards, pay a bill or file a claim.

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The General
  • Low monthly rates
  • Customized due date rates
  • Driving record forgiveness
  • Accepts drivers with a poor driving history
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The Affordable Insurance Agency
  • Car, motorcycle, boat
  • Free online quote
  • Comprehensive coverage
  • Competitive rates
Location
3225 Gallatin Pike
Nashville, TN 37216
(615) 645-1900
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Erie Insurance Agent: Kevin Hale
  • Free online quote
  • Competitive prices and discounts
  • Accident forgiveness
  • Pet coverage
Location
215 29th Ave. N
Nashville, TN 37203
(615) 321-4150
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Direct Auto & Life Insurance
  • M-F: 9am - 5:30pm
  • Sat: 9am - 1pm
  • Closed Sun
  • local.directgeneral.com
Location
3981 Nolensville Rd.
Nashville, TN 37211
(615) 831-2600
Cheap Car Insurance Nashville
  • Open 24 hours
  • cheapcarinsurancenashvilletn.com
Location
Serves residents in
Nashville, TN
(615) 988-7287
Imperial Insurance Agency
  • M-F: 8am - 5:30pm
  • Sat: 8am - 4pm
  • Closed Sun
  • imperial-autoinsurance.com
Location
701 Lafayette St.
Nashville, TN 37203
(615) 255-6689
Mike Fuller Insurance
  • M-F: 9am - 5pm
  • Closed Sat and Sun
  • mikefullerinsurance.net
Location
PO Box 50412
Nashville, TN 37205
(615) 333-0000
Alliance Insurance Group
  • M-F: 9am - 6pm
  • Sat: 10am - 2pm
  • Closed Sun
  • allianceinsurancegrp.com
Location
6202 Charlotte Pike
Nashville, TN 37209
(615) 356-3704
Farm Bureau Insurance
  • M-F: 8am - 5pm
  • Closed Sat and Sun
  • fbitn.com
Location
7034 Hwy 70 S.
Nashville, TN 37221
(615) 673-6376
Al Bardayan Agency
  • M-F: 8am - 5pm
  • Closed Sat and Sun
  • albardayan.com/nashville-tn
Location
4015 Travis Dr., Ste. 104
Nashville, TN 37211
(615) 832-3288
The Manning Agency
  • M-F: 8am - 5pm
  • Closed Sat and Sun
  • themanningagency.com/ins
Location
104 Woodmont Blvd., Ste. 105
Nashville, TN 37205
(615) 383-6700

How to choose a car insurance company in Nashville

Nashville skyline

Car insurance quotes are determined by a variety of factors, including where in Nashville you live. However, since Tennessee is the 15th least expensive state for car insurance, you can expect to pay lower rates than most Americans.

We found that car insurance in Nashville averages around $1,216 per year for comprehensive coverage for a 40-year-old man. Popular neighborhoods such as East Nashville and Hermitage have higher auto insurance rates.

Average rates for car insurance in Nashville

Location Comprehensive (100/300/100) Liability (50/100/50) State Minimum (25/50/15)
The Gulch (37203) $1,200 $477 $477
Downtown Nashville (37201) $1,226 $482 $452
Brentwood (37220) $1,224 $483 $454
Woodbine (37210) $1,207 $478 $478
East Nashville (37206) $1,251 $488 $458
Music Row (37212) $1,181 $464 $436
Hermitage (37076) $1,247 $492 $461

Tennessee law requires drivers to carry a 25/50/15 liability plan. This means your minimum limits must be:

  • $25,000 for each injury or death per accident
  • $50,000 for total injuries or deaths per accident
  • $15,000 for property damage per accident

Nashville residents can choose additional coverage, such as collision, uninsured motorist, comprehensive and medical payments. Each extra coverage option increases your monthly payment.

Although Tennessee law requires drivers to have car insurance, many residents drive without it. About 20 percent of Tennessee drivers don’t have insurance, making us the fifth highest state for uninsured motorists. Coverage for uninsured motorists will protect you in case of an accident involving a driver without insurance.

The Tennessee region is also prone to hail, strong storms and tornadoes, all of which are hazardous to your vehicle whether you’re on-the-go or parked outside. Comprehensive coverage will protect your car in cases of weather-related damage.

Nashville Car Insurance Reviews

Progressive

Progressive Insurance offers multiple types of insurance, including car insurance. Customers can bundle their auto insurance with other policies to lower their costs. Customers state they chose Progressive for the friendly customer service and experienced agents.

Progressive

Liberty Mutual

Liberty Mutual Insurance offers auto coverage for residents in Nashville, Belle Meade, Berry Hill, Forest Hills, Green Hills, Sylvan Park and West End neighborhoods. The company has 10+ years of service here and is a verified InsuraMatch partner. However, some Nashville customers report being dissatisfied by rate hikes and poor customer service.

Liberty Mutual

The General

Headquartered right here in Nashville, The General is a nationwide car insurance company with over 50 years of service. The General is known for providing low rates and payment options for drivers with a less than perfect driving record. However, not all online reviews are favorable, with some experiencing random fees and difficult customer service policies.

The General

The Affordable Insurance Agency

Affordable Insurance Agency offers car insurance along with other policies such as boat and motorcycle, home and commercial auto insurance. The independent agency specializes in creating policies around your financial status. Positive online reviews from customers state the agents helped them save hundreds of dollars each month.

The Affordable Insurance Agency

Erie Insurance Agent: Kevin Hale

Representing Erie Insurance, Kevin Hale demonstrates a commitment to clients and the industry by holding leadership positions in the Insurors of Tennessee as well as the Professional Insurance Agents associations. Hale provides complimentary comparative quotes from various carriers so clients can make a wise choice.

Erie Insurance Agent: Kevin Hale